TSP Rollover Planning
Your TSP is likely your largest retirement account, and the default option is rarely the whole story. We map the tax, access, and protection tradeoffs before you sign anything.
Take the Free Veteran Financial Blindspot AssessmentKeeping it in the TSP, rolling to an IRA, or converting to Roth each carry different consequences for your taxes today, your access to the money, and the protections around it. We weigh them against your full transition, not in isolation.
When a rollover makes sense, you get a written comparison of the costs and benefits of staying put versus moving, so the choice is documented and clear.
Conflict of interest disclosure: If you roll TSP assets into an account we manage, Exponential Advisors LLC earns its advisory fee on those assets, which is a conflict of interest. Keeping assets in the TSP, or rolling to a plan we do not manage, generates no such fee. Our written comparison includes our advisory fee as an ongoing cost of moving the money, and a rollover is recommended only when it is in your best interest. You are never required to move TSP assets to us. See our Disclosures for how we address conflicts of interest.
This material is provided for educational purposes only and does not constitute personalized financial, legal, or benefits advice. Military benefits, including TSP, VA disability compensation, SBP, and related programs, are governed by federal law and regulations that change periodically. Eligibility and benefit amounts are determined by the applicable federal agency. Consult with the Department of Veterans Affairs, Defense Finance and Accounting Service (DFAS), or a certified veterans service organization for benefits-specific questions.