TSP decisions
Leaving money in the TSP, moving some or all of it to an IRA, and converting pre-tax money to Roth are different decisions. Joshua compares the taxes, access, costs, and protections before you act.
What Joshua compares
The comparison covers current and future taxes, access to the money, account costs, investment choices, and creditor protections. It also accounts for the rest of your retirement transition.
What you receive
You receive a written comparison of staying in the TSP and moving some or all of the account. A rollover is not assumed.
Conflict of interest disclosure
If you roll TSP assets into an account we manage, Exponential Advisors LLC earns its advisory fee on those assets, which is a conflict of interest. Keeping assets in the TSP, or rolling to a plan we do not manage, generates no such fee. Our written comparison includes our advisory fee as an ongoing cost of moving the money, and a rollover is recommended only when it is in your best interest. You are never required to move TSP assets to us. See our Disclosures for how we address conflicts of interest.
Educational disclaimer
This material is provided for educational purposes only and does not constitute personalized financial, legal, or benefits advice. Military benefits, including TSP, VA disability compensation, SBP, and related programs, are governed by federal law and regulations that change periodically. Eligibility and benefit amounts are determined by the applicable federal agency. Consult with the Department of Veterans Affairs, Defense Finance and Accounting Service (DFAS), or a certified veterans service organization for benefits-specific questions.
Advisory services offered through Exponential Advisors LLC, an investment adviser registered with the state of Texas. Advisory services are only offered where Exponential Advisors and its representatives are properly registered or exempt from registration.
Advisory services offered through Exponential Advisors LLC, an investment adviser registered with the state of Texas, and only where properly registered or exempt.
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