Talk With Joshua
For senior military leaders nearing retirement

Before the next decision locks, get a second set of eyes.

No binder, no account transfer, and no need to choose a service before the call.

Bring your retirement date and the decision that feels least settled. Invite your spouse if you can.

Free · 30 minutes · Phone or video · No preparation · Spouses encouraged

When a call makes sense

A call may be useful when two or more of these are true.

You are within 24 months of military retirement or recently retired.
The SBP election has not been modeled with your spouse's complete survivor-income picture.
Your TSP, old accounts, and new 401(k) have never been compared together.
A civilian offer, bonus, equity package, or healthcare election is approaching.
Pension, VA income, and civilian pay will overlap in the same tax year.
Your CPA, attorney, HR team, and adviser each see only one piece.

If none apply, the free Blindspot Assessment may be a better starting point.

Find My Blind Spots
What you will leave with

By the end, you should know four things.

This is not a free financial plan. It is a focused first look at the handoff.

  1. 01What locks nextWhich decision is nearest to becoming difficult to change.
  2. 02What changes itWhich other decision could materially change the answer.
  3. 03What you can handleWhether the free tools are enough for the situation.
  4. 04Whether a written assessment is justifiedWhether the Tactical Financial Assessment would add enough value.

If the paid assessment would not add enough value, Joshua will tell you before you buy it.

Questions Joshua hears often

Before you book

“I already have an adviser.”

Good. This conversation does not require replacing anyone. Many competent advisers manage investments well but do not routinely coordinate SBP, TSP rules, military healthcare, VA income, and a first civilian compensation package on one timeline.

A second adviser only helps if nobody currently owns the handoff across benefits, investments, taxes, and the civilian offer.

“My transition office covered this.”

Transition briefings explain programs and deadlines. They are not designed to coordinate your household's survivor income, assets, taxes, insurance, estate documents, and civilian compensation.

A briefing can explain the rules. It cannot sequence them for your household.

“I do not want a sales call.”

Fair. This call is meant to answer two questions: which decision window comes next, and whether formal analysis is justified.

No commissions. No product sales. No account-transfer requirement.

Why Joshua

Military context backed by a written process

Joshua Brooks, CFP® is a fee-only fiduciary, Army veteran, and actively serving Army Reserve chaplain with 22 years and counting in uniform.

His process is built around the three decisions that most often collide during the handoff: survivor income, TSP structure, and civilian compensation.

The goal of the first call is not to sell an account. It is to determine whether somebody needs to own the sequence.

CFP®Professional
Fee-onlyFiduciary
22 yearsAnd counting in uniform
$0Commissions or product sales

No default TSP rollover answer is assumed. Any financial incentive connected to managed assets is disclosed and evaluated.

Rated 5 out of 5 stars. 5.0 average · 15 Certified Advisor Reviews™ See all reviews →

Average of all 15 reviews from current clients, former clients, and non-clients, collected by Wealthtender, an independent review platform, as of August 25, 2026. No reviewer was compensated; the firm pays Wealthtender a subscription fee. Reviews are individual experiences, not a guarantee of results. Full reviews and disclosure.

Before you sign

Coordinate the decision before you sign.

If retirement is inside 24 months, bring your spouse if you can. Survivor income, healthcare, insurance, and estate decisions affect both of you.

Book My Free Coordination Check

Booking does not create an advisory relationship and does not obligate you to purchase anything.

This conversation is educational and exploratory. Personalized investment, tax, legal, military-benefits, or insurance advice is provided only under an appropriate written agreement and after sufficient information has been gathered.