The survivor decision that becomes permanent at retirement.

We work through your retirement system, service history, marital and dependent situation, existing coverage, and tax picture together, so the SBP decision fits the rest of your transition instead of standing alone.

You leave with a clear, documented rationale that you and your spouse both understand, before the window closes.

This material is provided for educational purposes only and does not constitute personalized financial, legal, or benefits advice. Military benefits, including TSP, VA disability compensation, SBP, and related programs, are governed by federal law and regulations that change periodically. Eligibility and benefit amounts are determined by the applicable federal agency. Consult with the Department of Veterans Affairs, Defense Finance and Accounting Service (DFAS), or a certified veterans service organization for benefits-specific questions.